Christopher F. Kelly, CFP, ChFC, CLU, CPFA, MBA
Financial Advisor
Specialty:
Chris enjoys working with entrepreneurs, executives and professionals helping them to build and maintain their wealth and minimize their taxes. Chris works with many business owners to establish and manage their 401(K) and defined benefit retirement plans.
Chris utilizes a holistic financial planning process to help his clients qualify and quantify their personal values and goals. Together, they design and implement the strategies that can help realize these goals.
My overarching principle is to always make objective recommendations in my clients’ best interest, with full transparency as to all fees and disclosure of any conflicts of interest. My personal integrity demands absolute honesty in all interactions. I am committed to continuous personal improvement in skill, knowledge, and wisdom.
In my 25 plus years of experience working with clients, I have learned there is true joy in helping folks plan for their financial security. We encourage our clients to be good stewards with their wealth, living a generous lifestyle, sharing their time, talent, and treasure in ways significant to them. Our clients have more important things to spend their life on than finances.
Education:
Certified Financial Planner Board of Standards, Denver, CO, Certified Financial Planner, (CFP), Sept. 1997
National Association of Plan Advisors, Arlington, VA, Certified Plan Fiduciary Advisor (CPFA) August 2020
The American College, Bryn Mawr, PA, Chartered Life Underwriter, (CLU), Oct. 2000. The American College, Bryn Mawr, PA, Chartered Financial Consultant, (ChFC), Oct. 1999
Pepperdine University, Malibu, CA, Master of Business Administration, (MBA), June 1989
St. John`s University, Jamaica, NY, Bachelor of Science, (BS), Sept. 1984.
Licenses and Registrations:
Chris holds securities registrations series 6,7,63 & 65. Separately, Chris is also licensed for Health, Disability, Life Insurance and Variable Contracts. California Insurance License # 0B29632. Chris also offers investment advisory services through Royal Alliance Associates, Inc.
Associations:
Chris is a member of: Saddleback Church; Kingdom Advisors, National, State and Orange County chapters of National Association of Insurance and Financial Advisors; National , State and Orange County chapters of Health Underwriters, Los Angeles Air Cargo Association, Los Angeles Customs Brokers and Freight Forwarders Association, Foreign Trade Association, National Association of Plan Advisors and ProVisors.
Why at LCM:
Chris joined LCM for two primary reasons. First, he wanted to associate with an "independent" practice where there are no conflict of interests to suggest one company’s products over another`s because of corporate ties, production quotas or uneven compensation. He wanted to work in an environment where there would be complete objectivity in recommending the best fit solutions to clients’ needs.
Secondly, Chris wanted to join a team of like-minded professionals who possessed skills that complemented his. This team of professionals would be better able to serve the disparate needs of Chris`s clients. Chris believes that people appreciate having a single resource for their financial planning, investment, insurance and company benefit needs.
Family
Chris is happily married to his beautiful, caring wife Laura. They have a blended family of five children and a lovable schnauzer-doodle.
Personal Interests:
Chris enjoys the beautiful Southern California outdoors. Chris likes the beach, swimming, cycling, and hiking. Chris and Laura participate in a small group couples bible study.
States in which Registrations are held:
Chris holds insurance licenses in Arizona, Georgia, Hawaii, Illinois, Indiana, Massachusetts, California, Nevada, New Jersey, New York, and Texas. Chris is registered to sell securities in AZ, CA, CO, FL, IL, MA, NJ, NV, NY, and WI. Chris is registered to offer advisory services in the states of CA, CO, IL, and NJ.